Welcome to LCA Publishing ("LCAP"), publisher of INSIDER SECRETS of Credit and Finance, your credit and financial improvement partner. We are here to make sure that, regardless of your current situation, that you have another chance to improve your finances.
credit repair
Did you know that according to the latest Fair Isaac & Co. statistics 59.5 MILLION people in the U.S. have mediocre to poor credit? Another 40 MILLION people do not have ANY credit scores at all! If your FICO Credit Scores are between 300 and 639 (versus 720+), you WILL pay more for every financial and insurance transaction, whether it's a credit card, auto loan or home mortgage or your insurance rates for your auto or home. Some of the FICO Credit Scores shown to the right are very good, but most are not quite high enough to meet an A+ credit rating in today's world. An A+ FICO Credit Score rating today starts at 740.
Good, Bad or Indifferent, the "Credit Age" is upon us and is becoming more and more prominent in our lives.
| Some of the ways your credit rating can impact your life: |
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| * Getting approved for an auto loan at 5.9% versus 29.95% (Savings of up to $2,500 per year!) |
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| * Getting approved for a mortgage loan with a 5% down payment versus 30% (5.0% interest versus 9.5%) |
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| * Payng higher premiums for auto and homeowner's insurance (Up to a 45% difference in premiums!) |
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| * Having access to thousands of dollars in available credit lines (or not) |
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| * Paying high deposits to rent an apartment or commercial space (Savings of up to $6,000 on a rental deposit!) |
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| * Paying high deposits for utilities (electric, gas, telephone, etc.) |
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| * Getting hired or promoted in a very competitive job market (Is it worth risking job opportunities?!) |
With our proven guide in the "INSIDER SECRETS of Credit and Finance" e-book and access to Included Professional Credit Consulting this is your chance to move ahead and remove the weight of negative credit off your shoulders!
new credit cards
We will show you how to navigate the 'murky world' of the major credit bureaus' rating systems (see below), so you have more control over your credit ratings and finances.
Get Started Today!